Life Insurance can be defined as a contract between an insurance policy holder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or on occurrence of an insured event or after a set period on survival. Here, at Adamjee Life Assurance, along with this promise we also enable you to save and get back significant portion of your paid premium, plus profit depending on the market performance of the selected fund, for your future long term needs. Adamjee Life continuously strives to protect financial health and provide retirement security for the people through its innovative and powerful products, which are also available in digital environment.
How Funds Are Managed
Fund management refers to the systematic process in which a fund manager operates, maintain, disposes, and upgrades assets in a cost effective manner while they ensure optimum return on investment. The fund manager has to pay close attention to the returns as well as the risk associated with the available investment opportunities.
At Adamjee Life specialized investment professionals of MCB-Arif Habib Investments and Savings Limited are managing our funds. MCB Arif Habib Investments and Savings Limited is one of the largest asset managers in Pakistan with credit rating of AM1. The funds are invested in multifarious securities to maximize returns balanced with risks. The premiums paid by the policyholders are invested in funds of your choice and the units are allocated on the current price of such fund. The year wise allocable portion of premiums into the selected fund is given in the individual product brochure and structure.
Freedom to Select Your Desired Investment Strategy
We provide you complete flexibility to select your desired fund. Furthermore, depending on the fund’s performance, you can easily switch your investment from one fund to the other.
Please Note:
- Two free switches are allowed every policy year.
- Each fund is different from the other fund. For more details, you may contact our sales representatives for the appropriate fund selection according to your investment needs.
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Investment Multiplier Fund
To earn higher returns in medium to long term by investing in diversified mix of equity, fixed income instruments and real estate.
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Dynamic Growth Fund
To earn higher returns in medium to long term by investing in diversified mix of equity, fixed income instruments and real estate.
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Mazaaf Fund
To earn higher returns in medium to long term by investing in diversified mix of shariah compliant equity, debt instruments and real estate.
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Amaanat Fund
The objective of the fund is to maximize returns to policyholders by investing in a diverse portfolio of asset-backed investments such as shares, term finance certificates and bank deposits.
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Managed Growth Fund
To provide growth in investment value by investing in fixed income instruments, equities and real estate.
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Saman Fund
To provide growth in investment value by investing in shariah compliant debt instruments, equities and real estate.
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Investment Secure Fund
To offer regular and steady returns from investment in wide variety of fixed income securities including bank deposits, government securities etc. without any exposure to corporate bonds and equities.
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Dynamic Secure Fund
To offer regular and steady returns from investment in wide variety of fixed income securities including bank deposits, government securities etc. without any exposure to corporate bonds and equities.
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Tameen Fund
To offer regular and steady returns from investment in wide variety of shariah compliant debt securities including bank deposits, government securities etc. without any exposure to corporate bonds and equities
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Investment Secure Fund II
To offer regular and steady returns from investment in wide variety of fixed income securities including bank deposits, government Securities, corporate bonds etc. without any exposure to equities.
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