Adamjee Life & KASB Bank strives to offer products which give you complete peace of mind and comfort of a secure future for you and your family. With you as our primary focus, Adamjee Life in association with KASB Bank brings “” – an investment plan that provides comprehensive financial protection for you and your family, and simultaneously gives you completely risk free saving options so that you are confident of having future under your control.
The policy assures financial support for your family, even in the unfortunate eventuality of your absence. Your family will receive a substantial amount, should something happen to you, thus it permanently protects your family from financial uncertainty. In addition, you would create a money saving option that empowers you to have a healthy corpus when you reach the end of your policy term.
By choosing Wealth Assure, you can make your funds work harder for you and ensure returns beyond your expectations. Whether covering life’s challenges or covering the risks associated with it, Wealth Assure gives you the carefree existence that you deserve.
After completion of five years of the policy, you are allowed to make small withdrawals from your account value.
The account value at maturity, after at least 9 years from the policy date, is guaranteed to be not less than the sum of basic premiums paid. This guarantee is subject to conditions that premiums are paid regularly and no partial withdrawal is made.
In case of your (policy owner) death during the plan term, the accumulated account value or the aggregate basic premium paid during the plan term, whichever is higher, will be paid to the beneficiary(ies).
After the payment of surrender charges, you can fully surrender your policy at any time.
You have the option to obtain up to 90% of the net cash surrender value, which is equal to the account value minus surrender charges.
|Policy Year||% Allocation of Basic Premium
to Account Value